The Kakeibo Journal

The Kakeibo journal for household budgeting is based on the Japanese system made popular by Motoko Hani, the first female journalist in Japan, in the early 20th century. Sometimes also spelt Kakebo, this journal is an essential tool for the money-savvy and is perfect for managing household finances. It is said that if you diligently maintain your kakeibo every day you can almost guarantee yourself savings. The Kakeibo is very simple to use, just record your income, bugget your expenses, set a goal for savings. Simple, but very effective.   As you become used to recording all your expenses, you become much more more aware of your financial habits. This leads to improvements in spending habits and also helps you grow your savings. Using a actual physical notebook is much better than an App: writing down your expenses by hand really does give you a more tangible sense of how well you are managing your money. This notebook contains 186 pages ideally suited to planning, following up and reviewing your finances. The journal is undated, so you can start budgeting at any time of the year. The layout is easy on the eye with a light gray background. The notebook has a soft yet sturdy cover and is perfect bound so pages will not fall out.